So, is Hail Damage Covered by Car Shipping Insurance?

This means that if there is a tornado, earthquake, or hail storm and your vehicle suffers damage from it then the Cargo Insurance won’t be of any use. However, the coverage will revert to your personal car insurance. This means if your car transport company is aware of your transportation and the car is within the jurisdiction of coverage and covered from hail storms, then you will be compensated for this.

But make sure to talk to your personal car insurance company before shipping the vehicle and tell them about the route and the destination of the car. They might be able to help you in case there’s an Act of God during the transit.

Here’s What to Do for Better Protection:

If you want to make sure your vehicle stays protected even during the hail storm then there a few things you can do in advance to increase the likelihood. Have a look at them below:

· Watch the Weather Forecast Beforehand: Ask your car transport company about how long it will take for the vehicle to reach its destination. Then watch the forecast for that period to ensure there is no rain or storm expected. This is not a sure-fire way to getting protection from hail storms but still, it’ll give you some idea regarding whether to ship the car now or wait.

· Get Enclosed Container Shipping: This is one of the best things you can do to ensure the safety of your vehicle. If you expect a hail storm in the coming days or if the weather forecast has announced it then get enclosed car transport for maximum security. Since the vehicle will be protected inside a steel container, no matter how rough the hail storm is, it won’t penetrate the container so your car will be fully secured.

· Try Purchasing Coverage: If your car insurance company doesn’t offer hail coverage but you want to get it then you can try asking if they offer it as an extra. If they do, you can purchase it just for the time your car is being transported. This is one of the most practical ways to ensure your vehicle will be fully protected.

Parting Words:

Although Cargo Insurance doesn’t cover hail storms, some auto shipping companies may have additional coverage available for such situations. So, try asking your car shipping service provider and see what they have to say.

If they don’t offer hail storm coverage, then ask your personal car insurance company and your policy also doesn’t have it, only then try one of the three solutions mentioned above.