EMPLOYEMENT HISTORY. Manager/Senior Appraiser. Washington Mutual Bank. Owner/General Manager. Menagh & Associates, Denver. Senior Appraiser/Appraisal Department Manager. North American Mortgage Company, Colorado Springs. Subcontractor. Resolution Trus

GEORGE MENAGH 591 South Ogden Street Denver, Colorado 80209		RESUME OF QUALIFICATIONS
EMPLOYEMENT HISTORY
2002 to 2004	Manager/Senior Appraiser Washington Mutual Bank Provided management & analysis of real estate investments/mortgages for central US states · Reviewed and approved 10-15 million in investment per day · Responsibilities included analysis of investment, determination of bank equity, review of all appraisals in mortgage transactions
1994 to 2002	Owner/General Manager Menagh & Associates, Denver Start up & manage appraisal company specializing in evaluation of residential & small income properties for banks and mortgage lenders · Select & coordinate subcontractors · Analyze property repair requirements & interpret building codes & compliance · Calculate cost for marketability & resale of property · Plan & implement all determination of market value · Prepare comprehensive property value comparisons
1993 to 1994	Senior Appraiser/Appraisal Department Manager North American Mortgage Company, Colorado Springs Instrumental in opening new branch & developing appraisal business in Colorado Springs for mortgage company…Hire, train and motivate 7 staff appraisers…
	Subcontractor Resolution Trust Corporation, Denver Appraise foreclosed savings & loan properties across the U. S. to establish real value…
1992 to 1993	Staff Appraiser Hamilton & Ricci Associates, San Francisco Perform appraisals for insurance & investment companies with properties worth more than 5$ million for a leading commercial appraisal firm… · Conduct appraisals for insurance liability, investment feasibility, market absorption studies & foreclosures · Prepare blueprints & sketches
1990-1992	Staff Appraiser Palmer, Groth & Pietea, Sacramento, California
	REFERENCES FURNISHED ON REQUEST

GEORGE MENAGH 591 South Ogden Street Denver, Colorado 80209			RESUME OF QUALIFICATIONS
OBJECTIVE		A challenging opportunity in banking and real estate
SUMMARY OF QUALIFICATIONS
Education	B. A. in English/History – 1987 University of San-Francisco
Continuing Education	University of Colorado, Boulder – 1995& 1996 Studies in Real Estate Appraisal Chico State University, Chico, California – 1998 Graduate Studies in English Literature
Training	Real Estate Appraisal Courses – Appraisal Institute
Skills	· More than 14 years experience in finance & real estate · Extensive experience in management: implementing policies & procedures, addressing business goals, short- and long-range planning, business management, budget administration, staff development & training, leadership, decision-making · Strong skills in finance management, financial analysis, cost benefit analysis, forecast, projections, investment planning portfolio management; knowledge in investment products · Sound knowledge of consumer lending: legal documents, mortgage financing, real estate & contract documents, FHA/VA loans, 1^st and 2^nd mortgages · Skilled negotiator, developing contracts and agreements · Effective experience in real estate pre-development planning stages: feasibility studies, site analysis, market absorption studies, regular compliance, risk management · Thorough experience in real estate appraisal: property valuation, analysis of repair requirements, code compliance, calculating cost for marketability & resale, determining market value, liaison with structural engineers & real estate brokers · Expertise in client relations: identifying & satisfying needs, resolving problems, quality assurance, promoting business, building customer loyalty, commitment to excellence · Skills with IBM PCs, MS Office, Apex, appraisal software
Certification	Colorado Certified General Appraiser

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