Talking Points. Summary Points

Talking Points

1. Think and say whether you agree or disagree with the following quotations and proverbs. Be ready to express your opinion and give their Russian equivalents.

a) A penny saved is a penny earned. (agree; Копейка рубль бережет)

b) Lend your money and lose your friend. (disagree; Дружба дружбой, а служба службой)

c) Money talks. (agree; Деньги решают все)

d) Never spend your money before you have it. (agree; Не говори гоп, пока не перепрыгнешь)

e) Money makes the world go round. (agree; Деньги правят миром)

2. Plastic money as well as electronic money has become the alternative to cash or standard money nowadays. In small groups brainstorm the following questions.

• Are credit cards a form of money? If not, why do we call them plastic money?

• What are the advantages and disadvantages of credit cards?

• What do you know about electronic money? How can people use it and why is it convenient?

Summary Points

1. Read the passage. What title can you suggest?

Most of the money used by business comes from the sale of its products and services. Since these funds come from within the firm they are described as internal funds. The rest must come from outside, or external funds.

As a firm sells its products or services, it receives money, which it uses to meet its expenses. One of these expenses, depreciation, represents the cost of replacing assets (like tools, machinery, and buildings) that wear out. Typically, businesses use internal funds to cover the cost of depreciation.

Notes:

internal / external – внутренний / внешний

depreciation – изнашивание (в результате износа и морального устаревания); списание стоимости

wear out – изнашивать(ся)

2. Share with your groupmates your opinion about the main idea of the passage.

3. What have you learned from this passage? While speaking about it, use the given expressions.

The author describes (discusses, studies, offers, states, analyzes) …..	Автор описывает (обсуждает, изучает, предлагает, утверждает, анализирует) …..
On the one hand …..; on the other hand …..	С одной стороны…..; с другой стороны …..
After reading the passage I have understood …..	Прочитав отрывок, я понял(а) …..

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